Buying a home is one of the most important decisions in a person's life. It can also be one of the most stressful experiences, given the amount of money involved, the different types of homes, mortgages, and terminology that goes into buying a house.
In buying a home, you might be tempted to listen to your realtor or mortgage broker, but a home loan is too large of a debt not to be an active participant in. It's important to shop around, just as you would for a car or even something much smaller like a refrigerator, to see what your options are and what suits your needs best.
There are a tremendous amount of mortgage providers, some large, some small, that all offer different rates. On top of that, they also offer different types of mortgages. Doing your research will help you find the one that is best for you.