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State regulators on Thursday pulled the emergency brake on insurers fleeing California’s fire zones.

Insurance Commissioner Ricardo Lara announced a one-year moratorium banning insurers from not renewing policies for homeowners in wildfire-ravaged areas of the state.

“I have heard the same story again and again. People getting dropped by their insurance after decades,” Lara said. “To add insult to injury, many struggle to find coverage.”

As fires have grown increasingly destructive, the state has seen a corresponding exodus of insurers from the hardest-hit areas. More...

California Insurance Commissioner Ricardo Lara has ordered the Fair Plan, the state’s insurer of last resort for homeowners and renters who can’t get coverage elsewhere, to double the coverage limit on its bare-bones homeowner’s policy and begin offering a comprehensive policy alongside it.

The move comes at a time when many more people living in regions at risk of wildfires, including parts of the Bay Area, are having a hard time getting or keeping insurance from mainstream carriers licensed and regulated by the department. Their only options are to get a policy fr...

Southern California Edison, the utility subsidiary of Rosemead-based Edison International, announced Nov. 13 that it has agreed to pay $360 million to settle wildfire and mudslide claims from 23 public agencies in Los Angeles, Ventura and Santa Barbara counties.

The settlement allocates roughly $150 million to cover claims from public agencies from the December 2017 Thomas and Koenigstein fires in Ventura and Santa Barbara counties as well as the January 2018 Montecito mudslides that resulted from the Thomas Fire. The remaining $210 million is being allocated to cla...

California Governor Gavin Newsom has asked a federal judge to delay signing off on PG&E Corp.’s $11 billion insurance claim settlement, saying the deal is premature.

In a filing Saturday, the governor raised issues with a proposed settlement of so-called subrogation claims that would see PG&E pay billions to holders of insurance claims tied to wildfires.

“Given the uncertainty related to the plan that will resolve these chapter 11 cases, and the possibility that the state will need to pursue its own plan, the Allowed Subrogation Claim Amount may be an impediment to c...

The Maria Fire in Southern California threatens thousands of structures and has forced almost 11,000 people to evacuate. There's no end in sight for firefighters, or for homeowners living in fire-prone areas. Many have had their insurance policies dropped and are desperate for coverage.

Frances Mann Craik is among at least 350,000 Californians whose fire insurance policies have been canceled. She had the same coverage for 18 years.

"I've paid thousands and thousands of dollars in premiums and insurance and never gotten a cent back," Craik said.   

Now C...

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