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The fate of the Affordable Care Act is again on the line Tuesday, as a federal appeals court in New Orleans takes up a case in which a lower court judge has already ruled the massive health law unconstitutional.

If the lower court ruling is ultimately upheld, the case, Texas v. United States, has the potential to shake the nation's entire health care system to its core. First, such a decision would immediately affect the estimated 20 million people who get their health coverage through programs created under the law. But ending the ACA would also create chaos in oth...

Anthem’s second-quarter profit doubled to nearly $2.3 billion, as a pandemic-induced drop in claims and a new business pushed the Blue Cross-Blue Shield insurer’s earnings past expectations.

The insurer’s stock jumped 6% at the start of trading Wednesday, erasing about half of the loss it had incurred so far this year.

The nation’s second-largest insurer also said Wednesday it was leaving its 2020 earnings forecast unchanged, following a pattern established by its competitors. Insurers haven’t touched their guidance despite big quarterly earnings growth because they...

Franklin Walter went to Mercy Regional Medical Center for a routine knee replacement in April 2019. What he came away with two months later was a surprise bill totaling $1,216.73. Without an explanation or itemized statement, Walter found himself indebted to the hospital after believing his insurance would cover all the costs.

Surprise or inflated medical bills have fueled the push to reform the health care system in the United States, particularly in rural areas where care options are limited. One method of pushback against unexpected medical bills is the court sys...

A statewide moratorium on evicting tenants during the coronavirus pandemic could end in the next 2 ½ weeks, triggering what some fear could be “a wave of evictions” unless lawmakers reinstate the ban.

California Chief Justice Tani Cantil-Sakauye, who chairs the state Judicial Council, announced Friday, July 24, that she plans to hold a vote “very soon,” with the ban expected to end on Aug. 14. She said it’s up to the governor and state lawmakers to fashion future tenant protections during the pandemic.

The Judicial Council, which oversees the state’s court system, im...

The coronavirus pandemic may have ballooned Southern California homeownership’s geographic divide to a level not seen in 16 or more years.

New Census Bureau stats on who owns the home they live in shows ownership at a 12-year high in the Inland Empire while still running at a national low in Los Angeles and Orange counties.

In Riverside and San Bernardino counties, 67.8% of households lived in a residence they owned in the second quarter — highest since 2008’s second quarter. While that ranked No. 43 among the 75 big metropolitan areas tracked by the bureau, it was u...

Coronavirus-linked business shutdowns have more than doubled the number of Southern California homeowners who are missing mortgage payments.

CoreLogic reports 6% of borrowers in Los Angeles and Orange counties in April were late 30 days or more with their mortgage payments vs. 2.3% delinquent a year earlier. In the Inland Empire, 7.1% of borrowers were at least up 30 days late vs. 3.5% in April 2019.

“Stay at home” orders began throttling the economy in the late winter, forcing many employers to cut jobs. Southern California unemployment was 17% in May.

It’s not just...

This month, when a federal court dealt a victory to sick patients, it pointed the way toward a potential armistice in the war over the Affordable Care Act.

That war is ongoing. The Trump administration is asking the Supreme Court to strike down the entire law. ACA supporters are howling. Yet the challenge lacks merit and is unlikely to succeed.

At the same time, however, ACA supporters, who usually howl about private insurance companies eliminating coverage for the sick, are asking the federal government to mandate that certain insurers do so.

First, a...

US mulls endangered status for Nevada plant in mine fight

Amber Riley Shares That She Says Naya Rivera's and Cory Monteith's Names Every…

Thousands in Silicon Valley in danger of eviction as end of California moratorium nears

More than 43,000 households in the heart of Silicon Valley face eviction in the next few months even as local technology companies’ valuations soar, according to new research published Wednesday, in what could become a national crisis as eviction moratoriums expire during the coronavirus pandemic.

With eviction bans scheduled to end next month, la...

For decades, insurance companies have been accused of charging minority drivers more for car insurance. Now, state regulators plan to reexamine how insurers set rates, including the use of credit scores, education, and occupation to determine premiums.

The National Association of Insurance Commissioners, which sets guidelines for state insurance regulators, recently announced that it would analyze industry rate-setting practices to determine whether they have a negative impact on minorities. The move is significant because insurers are regulated at the state level r...

The legal and legislative fight over how much insurance companies must pay for coronavirus-related losses is just starting, and it's likely to get uglier.

Why it matters: COVID-19 is, as one insurance industry executive puts it, "the biggest insured loss event in history." For many companies, a successful insurance claim will make the difference between staying in business or going bust.

Where it stands: Insurance lawyers keeping tabs on the litigation say that hundreds of lawsuits have been filed against insurers over coronavirus-related claims — from companies like...

Risk adjustment transfers totaled $10.8 billion in 2019, with some insurers on the ACA's exchanges earning substantial payouts, according to new data from the Trump administration.

The Centers for Medicare & Medicaid Services released (PDF) its annual look at the Affordable Care Act's risk adjustment program, and said that 561 insurers participated in 2019. The $10.8 billion was split evenly between payments made to insurers and payments to CMS to maintain budget neutrality.

The individual market accounted for the largest share of transfers, or about $7.98 billi...

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