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Two of the country’s largest banks are finally getting around to removing the debt consumers eliminated during bankruptcy proceedings from their credit reports, a move that puts Bank of America and JPMorgan Chase in line with federal law.

The New York Times reports that the banks have agreed to update borrowers’ credit reports over the next three months, providing needed relief for about a million consumers.

Under federal law, when someone erases a debt in bankruptcy, their bank is required to update their credit reports to indicate the debt is no longer owed. B...

Gov. Jerry Brown is approving legislation that seeks to stop surprise medical bills from doctors not covered by a patient’s health plan.

Brown said he’s signed AB72 by Assemblyman Rob Bonta of Alameda.

Unions and patient advocacy groups say patients shouldn’t face massive bills if they visit a hospital that accepts their insurance but are treated by a doctor who doesn’t. Unexpected bills commonly come from radiologists, pathologists and anesthesiologists who get involved in diagnosing or caring for hospitalized patients.

“This is a big win for Californians who have be...

The N.C. Department of Insurance has levied a record $3.6 million fine against Blue Cross and Blue Shield of North Carolina for chronic malfunctions that have led to billing and enrollment errors for Blue Cross customers since January.

The Insurance Department and Blue Cross, the state’s largest health insurer, agreed to the fine amount Thursday, ending a six-month agency investigation in what has been the most challenging year in the insurance company’s history. The agency cited a spate of problems, including over-billing, double-billing, failing to confirm coverag...

The scandal that hit Wells Fargo has revealed a number of things still wrong with our financial system and reminds Main Street participants that Wall Street continues to not play by the rules. Wells Fargo Chairman and CEO John Stumpf testified before the U.S. Senate Banking Committee this month, skirting around the fraud committed by his employees for opening fictitious bank accounts to boost sales quotas.

Mr. Stumpf repeatedly offered his apologies for the behavior of some 5,300 employees opening over two million bogus consumer accounts, but refused to accept...

Cigna defended its sale to Anthem in a court filing this week, saying it would benefit consumers by giving them greater access to affordable health care. The filing comes two months after the U.S. Justice Department sued to block the $54 billion deal.

Bloomfield-based Cigna complained, as Anthem did in July, that government attorneys used misleading quotes out of context from internal documents, and said it agreed with Anthem's view that the $48 billion deal would give consumers greater access to affordable health care.

The federal government claims that ma...

AB 72 passed both the California Senate and Assembly. It is has been sent to Governor Brown where he has until the end of the month to sign the bill into law or veto it. If patients are admitted to an in-network facility, there is a chance that one or more providers who provide patient care may not be in-network. If this happens, a patient may be billed directly from the out-of-network provider for the full amount of services. Under AB 72, for health plan contracts and health policies issued, amended, or renewed on or after July 1, 2017, the out-of-network provider...

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